Welcome

At USHA ETX, we help individuals, families, self-employed professionals, and small business owners navigate the often confusing world of health coverage with confidence. Our licensed agents work in 33 states and provide access to a wide range of health insurance solutions tailored to each client’s unique needs and budget.

We shop both ACA Marketplace plans and private PPO options to help clients compare coverage, networks, deductibles, and monthly costs—all in one place. Through our network of nationally recognized carriers, including brands such as UnitedHealthcare, Cigna, Blue Cross Blue Shield, and Aetna, we help clients explore options that fit their lifestyle and healthcare priorities.

Whether someone is looking for ACA Marketplace coverage with potential subsidies or preferred-rate private PPO plans designed for broader networks and customized benefits, our goal is simple: provide education, guidance, and solutions—not pressure.

USHA ETX specializes in:

• Individual & family health coverage 
• Self-employed solutions 
• Small business health strategies 
• ACA Marketplace plans 
• Private PPO health plans 
• Supplemental benefits including dental, vision, accident, critical illness, and income protection 

We believe health coverage should be personalized—not one-size-fits-all. That’s why our team takes the time to understand each client’s situation and help them make informed decisions with clarity and confidence